How to get free help sorting out your options during open enrollment for Medicare

Registration for Medicare is now in progress. Medicare has released new information on Medicare Advantage Plans and Part D Drug plans available in 2022.

Open enrollment is an important time of year when people on Medicare should compare their plans to make sure they have the appropriate and most affordable coverage available.

Medicare SHIP, a nonprofit organization, will provide you with comparison assistance at no cost. Medicare SHIP does not sell or endorse any insurance company and will help you make informed decisions about your health insurance needs. In addition, our program may seek you economic benefits, such as Extra Help or Medicare Savings Program, which could save you a lot of money.

Medicare SHIP can help you compare Medicare Advantage plans or Medicare Part D drug plans. Medicare Advantage plans, sometimes referred to as “Part C” or “MA Plans,” are offered by private companies approved by Medicare that sell an alternative. all-in-one bundled with original Medicare.

Often these plans include prescription drug coverage. In addition, the plan becomes your primary medical insurance and is presented to your health care provider when you receive services. Sometimes the plans have additional coverage not offered by the original health insurance, such as limited dental, vision or hearing coverage. However, the plans also have restrictions like supplier networks.

Alternatively, Medicare Part D plans are stand-alone insurance plans that cover your prescription drugs. It’s important to compare your drug coverage each year because plans change their premiums, deductibles, and formulas (the list of drugs they cover). While your plan may have worked well in the past, without comparing your 2022 options, there is no guarantee that this will be the best coverage for you in the New Year!

Medicare open enrollment runs from October 15 to December 7. Don’t delay and call your Medicare SHIP program today for free assistance. Call Medicare SHIP at 1-866-516-3051 or visit lablaw.org/benefits-enrollment-center to learn more and get information.

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