Title: Senior Mortgage and Home Equity Process Design Consultant at Bank of America
Not: December 1982 in Fort Benning, Ga.
Education: BA in finance, Virginia Commonwealth University, 2006
Career: processor bonds, SunTrust Bank; mortgage broker, Mortgage Bankers Virginia; Consultant residential mortgages, Wells Fargo Home Mortgage; Community Officer and consultant ready design property equity process, Bank of America, May 2019-present
Where do you live in the metropolitan area? : Varina region in eastern Henrico County
Better business decision: “To enter the mortgage business. Having the opportunity to learn about mortgage origination and hone my skills in all aspects of real estate has been life changing. My experience in the mortgage industry gave me the opportunity to start and run a successful multi-state mobile notary business, equipped me with the knowledge and skills to educate people on the mortgage and real estate process , and ultimately positioned me to help minorities and low-income families achieve their dreams of home ownership as they sought to lay the foundation for generational wealth.
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Worst business decision: “My worst business decision was not dreaming big enough along the way. Sometimes it can be hard to see beyond where you are. Spending substantial time on what the possibilities might be – even if they seem unreachable – gives you a bigger goal, with a bigger goal to reach faster.
Mistake you learned the most from: “I learned everything I experienced. I had my first child at 16, and some would call it a mistake, but I call it one of the most wonderful experiences and the most rewarding of my life that has given meaning to my life very early.
What is the biggest challenge/opportunity in the next two to five years: “My biggest challenge is the same as most I think – staying focused. In this world full of distractions, it’s easy to take your eyes off your goals. In doing so, you can lose your way. Since very few paths are straight lines, we can’t afford to look away for too long.
First job after college: mortgage broker
If you had to do it over again, what would you do differently: “I can’t say I would do it too differently because I would never have scripted my story as it has unfolded so far – and it’s been quite the journey. I met my husband when I was 15 and we’ve been together ever since. I couldn’t imagine my life without him and my children. I would choose to do it again with them anyway. I would just go faster with my decisions. I am a thinker, so many times I can overthink decisions before acting and it can slow me down. As I got older, I realized that if you study too long, you often study badly, so I make better decisions faster these days.
Movie or book that inspired you the most, and why? : “‘The Lion King’ is a simple and inspiring story about happiness, sadness, deception, love, perseverance, self-doubt and success. In many ways, it mirrors life. You don’t know never what life throws at you or can hurt you. Do your best to be the best version of yourself and keep your light as bright as possible, as often as possible. Similarly, “Forrest Gump” us teaches that “life is like a box of chocolates; you really never know what you’re going to get. Not all pieces are enjoyable. The ability to experience each piece without knowing what’s next is part of the exciting journey of the life. “
Favorite and least favorite subject in school: Favorite: math; Least favorite: history.